Smart Feature:

Mortgage Isolator

Fast and free, this online tool will tell you every detail about your existing mortgage, or a mortgage of interest to you.

High debt load?

Refinance using your home equity and pay less every month. Consolidate your debt into just one manageable payment. Take the following example: Today's mortgage is $155,000, car loan and credit cards are $20,000 each for a total of $195,000. Roll that debt into a new $198,000 mortgage (including fee to break mortgage), and look what happens:

	Today's Monthly Payments	Tomorrow's Monthly Payment
Mortgage	$991.70	$1,162.88
Car loan	$600.00	zero
All credit cards	$600.00	zero
Total	$2,191.70	$1,162.88

That's $1,028.82 less each month! Talk to us today about using the equity in your home to reposition your debt and improve your cash flow.

*Assumes a 40-year amortization; 5-year term at 5.3%. Rate OAC and subject to change. Assumes zero down with insurance premium of 3.70%. Based on mortgage payment plus heat and property taxes of $285 per month.